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Joe Sanchez

Allied International Realty
Real Estate Broker
Direct Office: 702-800-7842
Contact Me

The Loan Application Process

What to expect and what items and documents are needed in order to complete a full Mortgage application

Once you have an accepted purchase offer, and you have given your agent the good faith deposit in order to open escrow, the next main step is to begin the loan application process. Most purchase contracts give you about 17 days after acceptance to get a formal loan approval, so time is of the essence. To help expedite a mortgage loan application process I have a list of required items that the lender will need and your mortgage lender will ask for to help expedite the loan application efficiently as possible.

Assuming you have already been pre-approved for a mortgage (supplied the basic income and credit information previously in order to validate that you can afford and be in a credit position to purchase a home),  here are the items required:

  • Last 2 years Tax Returns

  • Last 2 years W2's for all employed borrowers

  • 2 recent pay stubs

  • 2 recent bank statements (all pages even if it states "blank")

  • past 2 years landlord information and rental history

  • drivers license and social security card

  • explanation for any derogatory credit or previous bankruptcy (if needed)

  • signed loan application and disclosures (will be given to you by the mortgage lender)

  • appraisal fee (paid at time of inspection)

  • Home inspection fee (also paid for at time of inspection)

  • copy of a DD214 discharge military certificate, (if going VA purchase) honorably discharged Vet.

Once you have gathered these items, you will be one step ahead in completing the loan application process once you are ready to proceed with the Mortgage request.

Meanwhile, please go to our "calculators" section and check out the various mortgage scenarios to better understand the basics of a mortgage payment and what is needed to qualify.

If you need to get approved for a mortgage, you can also apply for free on the website 24 hours a day. We offer this service for free to our customers, whether you use us as your buyers agent or not. We can still represent you as your mortgage lender and get you approved asap!

 

For Mortgage loan application, please            APPLY NOW

 

These items for the mortgage application can also be sent via fax to:   1-909-803-9840   attn  Joe Sanchez

 

 

Mortgage Application Division

Allied Equity

400 NORTH MOUNTAIN AVE., SUITE 223

UPLAND, CA 91786

OFFICE: 909-932-9226

EFAX: 909-803-9840

 

Dre License # 01201910, NMLS license #359090 (dba Allied Equity), NMLS originator license 359382 / Company ID 359090


Joe Sanchez
Allied International Realty

9890 S. Maryland Pkwy #200A
Las Vegas, NV 89183
Phone: 702-800-7842
Efax: 702-800-7842
Email: AlliedInternationalRealty@yahoo.com
CA DRE# 01201910
NV Broker ID 1002184
 

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